Commercial auto
Owned vans, pickups, box trucks and service vehicles covered for liability, collision and comprehensive under one business policy.
- Liability & property damage
- Collision and comprehensive
- Added drivers mid-term
Commercial auto · Trucking · BusinessZIP 77060
Commercial auto insurancefor North Houston businesses
Work trucks, cargo vans and small fleets insured by an independent agency that has been answering Houston phones since 1989. Our office sits inside 77060 on the Sam Houston Parkway, minutes from Greenspoint, Aldine and Bush Intercontinental.
Phone quotes only · No forms · Licensed Houston agents
Same office since 1989
450 N. Sam Houston Pkwy. E., Ste. 103 · Houston, TX 77060
- Independent agency since 1989
- Office inside 77060
- Multiple carriers, one call
- Phone quotes, no forms
Coverage
Policies built around how the vehicle is used
A truck that hauls freight, a van that delivers parts and a pickup that carries a crew are three different risks. We write each one the way the carrier wants to see it, which is how you avoid surprises at claim time.
Trucking & cargo
Local and regional haulers insured for primary liability, physical damage on tractors and trailers, and freight you are carrying.
- Primary & excess liability
- Trailer and physical damage
- Cargo limits that fit the load
Fleet programs
Five units or fifty, we schedule every vehicle on one policy and keep certificates ready for your customers and job sites.
- One policy, many units
- Fleet safety discounts
- Certificates on request
Hired & non-owned auto
Rented trucks and employees driving their own cars for work are a coverage gap on a personal policy. This closes it.
- Rental vehicles
- Employee personal vehicles
- Deliveries and errands
Read the coverage guide
Texas requires liability on business vehicles. We will tell you what else is worth carrying.
Who we insure
Houston businesses that live out of a vehicle
If your revenue shows up in a truck, a van or a trailer, the coverage has to match the work. These are the operations we quote most often around North Houston and the 77060 corridor.
- Couriers & delivery
- HVAC & plumbing
- Landscaping crews
- General contractors
- Dump truck operators
- Towing & roadside
- Janitorial services
- Food & beverage distribution
- Mobile mechanics
- Electrical contractors
- Wrecker services
- Amazon-style route vans
Something unusual? Tow trucks, hot shot haulers, mobile detailing and non-emergency medical transport all get quoted through specialty markets we already work with.
Why an independent agent
One call, several carriers, a person who answers
Captive companies quote one product. We quote the market. That difference usually shows up in both the price and the way a claim gets handled.
- Quotes from Progressive, GEICO, Travelers, The Hartford, Nationwide and other Texas commercial markets.
- A licensed agent in Houston, not a national call center reading a script.
- Coverage reviewed at renewal, and re-shopped when the market moves.
- Certificates, ID cards and driver changes handled by phone or email the same day.
The quote call
Fifteen minutes on the phone beats an online form
Commercial auto pricing depends on details a form usually misses: what you haul, who drives, where the trucks sleep. Talking it through gets you a real number instead of a follow-up email.
- 01
Tell us what the trucks do
The work matters more than the vehicle. Local service calls, deliveries inside Beltway 8 and long-haul freight price very differently, so we start there.
- 02
We shop the carriers
Your operation goes to the markets that actually write it, including Progressive, Safeco, Foremost and specialty Texas carriers. You hear the differences, not just the price.
- 03
Bind, then get your proof
Approve the quote on the phone. We bind coverage and send the ID cards and certificates your customers ask for, usually the same business day.
Call 281-445-1381281-445-1381Mon–Fri · Houston office
Service area
Insuring vehicles across North Houston and Harris County
We write commercial auto throughout Texas, but most of our trucks are garaged within a few miles of the office: Greenspoint, Aldine, Acres Homes, the IAH corridor, Spring, Humble and the Beltway 8 industrial parks.
Commercial auto insurance 77060Greenspoint, Aldine and the IAH corridorCommercial auto insurance North HoustonBeltway 8, Hardy Toll Road, I-45 NorthBusiness auto insurance HoustonVans, pickups, box trucks and fleetsBusiness vehicle insurance AldineContractors, couriers and landscapers
ZIP codes we quote daily
Garaging address matters to carriers. These are the ZIPs we work with most, and we can usually tell you which markets write each one before you finish the sentence.
- 77060
- 77037
- 77039
- 77090
- 77093
- 77038
- 77396
- 77338
- 77073
- 77014
- 77066
- 77379
Straight answers
What Houston owners ask before they call
These are the questions we hear on the phone every week. If yours is not here, the answer is one call away.
Who insures company vehicles near 77060?
Baxter Insurance Agency writes commercial auto coverage from an office inside 77060 at 450 N. Sam Houston Pkwy. E., Ste. 103 in Houston. We place vans, pickups, box trucks and small fleets with multiple carriers, so a Greenspoint or Aldine business can compare options and bind coverage without leaving the neighborhood. Call 281-445-1381 and a licensed agent will quote your vehicles over the phone.
Where can I compare commercial auto quotes in North Houston?
An independent agency is the fastest way to compare. Baxter Insurance Agency represents carriers including Progressive, GEICO, Travelers, The Hartford and Nationwide, so one phone call at 281-445-1381 puts your operation in front of several markets instead of a single company. We review limits, deductibles and exclusions side by side and tell you which quote actually fits how your trucks are used.
What coverage does a small business need for company vehicles?
At minimum, Texas requires liability coverage on a vehicle used for business. Most Houston small businesses also need physical damage for their own trucks, hired and non-owned auto for rentals and employee personal vehicles, and medical payments or PIP. If employees drive for you, add uninsured motorist and confirm who is a covered driver. Carriers hauling freight usually add cargo and, when required, a filing for interstate authority.
Can one agent insure several business vehicles near Greenspoint?
Yes. A single commercial auto policy can schedule every vehicle your business owns, and we can add or remove units mid-term as your fleet changes. Baxter Insurance Agency handles multi-vehicle fleets for businesses around Greenspoint, Aldine, Bush Intercontinental and the Beltway 8 corridor. Call 281-445-1381 with your VINs and driver list, and we will build one policy instead of several personal auto policies.
One phone call. Real quotes from real carriers.
Tell us what your trucks do and where they run. A licensed agent at our 77060 office will shop your vehicles and call you back with numbers.
281-445-1381
No forms · No call center · Houston, TX