Auto liability
Bodily injury and property damage you cause to others. Texas requires liability on vehicles used for business, and many customers ask for limits well above the state minimum.
Commercial auto · 7706077060
Commercial auto insurance in 77060Greenspoint, Aldine and the IAH corridor
Our office is inside this ZIP code, on the Sam Houston Parkway between Greenspoint and Bush Intercontinental. If your trucks, vans or service vehicles are garaged in 77060, we can quote them over the phone today and explain exactly what the policy does and does not cover.
Independent agency since 1989 · Phone quotes only
Vans, pickups and box trucks garaged in 77060
- Office
- 450 N. Sam Houston Pkwy. E. #103
- Phone
- 281-445-1381
- Independent since
- 1989
- ZIP we work in
- 77060
Local knowledge
A ZIP code that carriers price differently
Greenspoint sits at the middle of Beltway 8, I-45 and the Hardy Toll Road, with cargo traffic from Bush Intercontinental running through it all day. That density is good for business and hard on vehicles: tight lots, loaded docks, overnight parking and a steady stream of fender-benders. Carriers know it, which is why an accurate garaging address and an honest radius matter more here than in a quiet suburb.
- Where the vehicle actually parks overnight, not just the mailing address
- How far the truck runs from 77060 each day and each year
- Who drives, including family members and part-time helpers
- Whether the truck hauls freight, tools or passengers
What we write
One cargo van or a yard full of trucks
We insure owner-operators with a single van and companies running a dozen service trucks out of a Greenspoint warehouse. A commercial auto policy schedules every unit, so adding a truck mid-term is a phone call rather than a new application. If your customers ask for certificates of insurance before you can park on their site, we issue them from the same policy.
- Single-vehicle policies for owner-operators
- Fleet policies with scheduled units and drivers
- Hired and non-owned auto for rentals and employee cars
- Certificates and ID cards sent the same business day
Coverage
What the policy can include
Every quote is assembled from the coverages your operation actually needs. Nothing is added without a reason, and nothing is left out silently.
Physical damage
Collision and comprehensive for your own trucks, including hail, flood and theft claims that Houston weather and parking lots produce every year.
Hired & non-owned
Rented trucks and employees driving their own cars on company business. This is the gap that shows up after a claim when only a personal policy exists.
Cargo coverage
Freight you are hauling for someone else. Limits are set by the value of a typical load, not by the size of the truck.
Medical payments / PIP
Medical costs for you and your passengers regardless of fault. Worth reviewing if your drivers cover a lot of miles inside the Beltway.
Filings & certificates
Proof of insurance for customers, job sites and, where required, state or federal filings for regulated operations.
Nearby
Other Houston commercial auto pages
Same agency, same phone number. These pages go deeper on the ZIP codes and neighborhoods we quote every day.
Questions
Answered before you dial
Short answers to what business owners ask about this coverage in Houston.
Is there a commercial auto agent located in 77060?
Yes. Baxter Insurance Agency has been at 450 N. Sam Houston Pkwy. E., Ste. 103, Houston, TX 77060 since 1989. We are an independent agency, which means we quote your vehicles with several carriers and you can stop by or call 281-445-1381 to review a policy in person or over the phone.
My van is parked at my house in Greenspoint. Does that change my rate?
It can. Carriers rate commercial vehicles by garaging ZIP code, and 77060 has more theft, vandalism and traffic claims than suburban ZIPs, so the address must be accurate. If a truck actually sleeps at a yard or a second location, tell us, because a wrong garaging address can cause a claim problem later.
Do I need commercial insurance if I only use one van for my business in 77060?
If the van is used for business, a personal auto policy generally will not respond to a business-related claim. A single commercial auto policy for one van is usually affordable and protects both you and the company. Call 281-445-1381 and we will compare a commercial policy against what you carry today.
Trucks in 77060? Call the office in your ZIP.
We are on the Sam Houston Parkway, minutes from Greenspoint and Aldine. Describe your vehicles and we will quote them while you are on the phone.
281-445-1381
No forms · No call center · Houston, TX